Mortgages - Borrowing - Handelsbanken

Mortgages

Understanding your needs

Whatever you are looking to do we will endeavour to find a suitable solution for your needs.

We help you through the entire process and you get decisions right away because all decisions are made locally at your branch.

Moving home

Remortgaging

All homes are different, and so is the need for home financing. We will provide you with a solution that suits your needs.
Let us move with you

Whether your circumstances have changed or you're looking for a better deal, we offer a wide range of mortgages.
Look for a new mortgage

Additional borrowing

Buy-to-let

Release the money locked up in your home for larger expenditure or home improvements.
Release your equity

If you're looking to become a landlord we offer a wide range of mortgages.
Become a landlord

	How we can help
Instead of only providing standard, 'off the shelf' mortgages, our qualified account managers can discuss your own personal needs, to deliver a solution that is right for you. Get in touch with your local branch or email us if you would like to discuss your mortgage requirements.

Reference Interest Rates for Mortgages

Handelsbanken's current Standard Variable Rate (HSVR) is 4.25%.

Handelsbanken's Base Rate is 1.25%.

Please note these are purely reference rates. Your individual mortgage interest rate and term is agreed with your branch.

Our reference rates are based on the bank’s true cost of funding, rather than tracking the Bank of England Base Rate.

Important Information

Please note that mortgages are only available to persons aged 18 or over and are subject to status.

Security will be required for mortgages. Suitable life cover may also be required for mortgages.

Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.

Fees and Charges

If you have a mortgage with us, you will receive a tariff on our charges every year with your mortgage statement. You can also ask your Account Manager for a copy at any time.