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SouthernDown Cliffs

A truly local approach

Our local banking model means that you deal with people you know: experienced bankers who know the local market well. We are committed to developing long-term customer relationships which are built on trust and high levels of personal service. Please contact us if you’d like to know more about our approach to banking and how we could help you. 

News from your branch


3 Oldfield Road, Bocam Park
CF35 5LJ
01656 861163
Opening hours
Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Meet the team

Illtyd Francis
Branch Manager
01656 861179
07442 011428
Andrew Jones
Corporate Banking Manager
01656 861263
07812 483289
Sharon Hubbard
Individual Banking Manager
01656 861220
07920 084715
Sally Jones
Account Manager Support
01656 861216
Angharad Thomas
Account Manager Support
01656 861163
Julie Millership
Wealth Management
01656 861163
Karen King
Asset Finance Specialist
01656 861163
Nigel Phipps
Invoice Finance Specialist
01656 861163
Deb Deeprose
International Trade Specialist
01656 861163
Jim Packer
Cash Management Specialist
01656 861163

What our customers say


"We have recently concluded a complex refinancing arrangement with Handelsbanken and were delighted with the service we received. The team have been unfailingly helpful and provided intelligent innovation to help achieve our aims. The Handelsbanken model of empowering branch offices to take decisions sets it apart from its competitors and ensures a personal service and much quicker response times. Our experience with Handelsbanken has been a happy one and we look forward to a very long term relationship"

Corporate Banking customer

"I was very pleased to find that Handelsbanken is a local bank for local people where lending decisions are made in-house by people with local knowledge. I would thoroughly recommend Handelsbanken to anybody that is looking for a traditional bank that is customer focused and needs the services that high street banks used to provide."

Individual Banking customer