Realise your ambitions with relationship banking

We think banking should go beyond automation, so we focus on building a relationship with you; knowing you and understanding your situation means we can help your financial ambitions become a reality. Relationship managers at over 120 branches are ready to help, across everything from personal and corporate banking to wealth management.
Becoming a customerFind your local branch
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Why our customers choose us

Our customers often have the same things in common; they value expertise, accountability and long-term thinking, all delivered with a personal approach.

Direct access to decision‑makers

The key banking decisions you need are made in branch, by someone who knows you. You'll have the direct contact details for your relationship manager and branch team from day one. You can access them how you prefer, by phone, email or face-to-face.

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Your own relationship manager — always

Your relationship manager doesn't simply manage your account. They partner with you across your financial goals and aspirations, proactively supporting and guiding you.

Two men talking with a laptop

A single view of your finances — and financial ambitions

From personal and corporate banking to wealth management, having the complete picture of your finances in one place, makes for more informed conversations and quicker decision-making.

Outside Aberdeen branch on sunny day

Funding your property dreams

Our expertise is extensive when it comes to securing finance for property. Whether it's a mortgage for that first step on the ladder, funding a self-build dream or finance for seasoned property landlords, our local knowledge, flexible criteria and big-picture thinking means we can help if your situation is straightforward, or needs more thought. 

If sustainability is at the centre of your plans, we can work with you to reduce the interest rate you pay. 

Explore our banking services

  • Current Account and Cards

    Everyday banking with simple account management, direct payments and easy access to your money.
    Explore current accounts and cards

  • Savings

    A range of savings options to suit different goals, timeframes and levels of access to your money.
    Explore savings

  • Mortgages

    Flexible mortgages for a range of circumstances, including more complex borrowing needs and longer‑term planning.
    Explore mortgages

  • Corporate Banking

    Banking support for businesses, with lending, transactional services and specialist support tailored to organisational needs.
    Explore corporate banking

  • Foreign Exchange

    Foreign exchange services to support international payments, investments and currency risk management.
    Explore foreign exchange

  • Wealth Management

    Specialist advice and planning for more complex wealth needs, including long‑term financial and estate planning.
    Explore wealth management

Local branches in the heart of the community

"We’re passionate about getting to know our customers and their needs to make a real difference to them, their businesses and families. With a network of over 120 branches across the UK, customers will always find a warm welcome and a team ready to support with expertise and care.Here at the branch, we’re empowered to make the key decisions, and we manage our customers’ banking locally."

James, Harrogate branch manager

Find a branch
James, the Harrogate Branch Manager

Property Investor Report 2026

In the year the Renters’ Rights Act became law, our fifth annual survey of property investors shows resilience in the face of change.

Almost all respondents, 93%, expect their portfolio value to rise over the next 12 months, while 84% plan to increase their portfolio holdings, compared with 54% in Handelsbanken’s 2025 survey.

Read the 2026 report
Property Investor Report 2026 front cover

What does relationship banking look like?

Watch what it means to be a Handelsbanken customer.
FSCS logo

Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

Recognition of our unique approach

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    Europe's safest commercial bank

    Recognised as Europe’s safest commercial bank by Global Finance (World’s Safest Banks 2025).
    Worlds Safest Banks 2025Opens in a new window
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    Consistently rated top for customer service

    Consistently rated top for customer satisfaction in independent surveys (EPSI Rating Group, 2009–2025).
    Customer satisfaction
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    Leading sustainability credentials

    A long‑term sustainability strategy focused on the areas where our relationship‑led model can deliver the greatest impact.
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    Consistently strong credit ratings

    Consistently strong and stable credit ratings reflecting a prudent approach to risk and capital.