Business Current Account

  • An easy and secure way to manage your business finances
  • Simple day‑to‑day banking with cards and payment services
  • Accessible through your local branch, digital banking and telephone banking
Becoming a customer

Relationship‑led business banking

The Business Current Account provides a secure and straightforward way to manage your everyday business finances. You'll be supported by a dedicated relationship team at your local branch, who take the time to understand your business and its ambitions. Whether you’re managing your day-to-day finances or planning for future growth, we’re here to support you at every stage of your business journey.

You can use your account to manage income and expenditure, make payments in the UK and internationally, and hold balances in a range of currencies. Access is available through Corporate Online Banking and the Corporate Banking app, alongside personal support from your local branch.

Overdraft facilities are available, subject to eligibility. Eligible deposits are protected by the UK’s Deposit Guarantee Scheme.

Manage your account

What you’ll need to open an account

To apply for a Business Current Account, we’ll need some information about you and your business. Your local branch will guide you through the process and confirm exactly what’s required.

Typically, you’ll need:

  • Individuals to be aged 18 or over applying on behalf of the business
  • Residential address history (usually the past three years) for relevant individuals
  • At least one UK‑resident applicant, depending on your business structure
  • Your business details, including trading address and nature of activity
  • Business registration information, such as Companies House details (if applicable)
  • Information about owners, directors or partners, including identification and contact details
  • Financial information, such as expected turnover and tax status

We may need additional information depending on your business type and circumstances.

You can view the full list of requirements in on the business banking checklist from UK Finance Opens in a new window.

Digital services

  • Corporate Online Banking

    Manage your business accounts securely online, with access to balances, payments, reporting and account information to support day‑to‑day operations.
    Learn about Corporate Online Banking

  • Corporate Banking app

    Access your accounts on the move, with secure mobile access to key features including balances, payments and transaction information.
    Learn about the Corporate Banking app

  • FX Manager

    Manage foreign exchange risk by fixing exchange rates and planning ahead for international payments directly through Corporate Online Banking.
    Learn about FX Manager

  • Global On‑Line

    Make and receive international payments outside the SEPA area using Global On‑Line, our secure service for complex and overseas transactions.
    Learn about Global On‑Line

Current Account Switch Service

Switching your business current account to Handelsbanken is straightforward and stress‑free. We’ll work with you and your previous bank to manage the switch, and you can choose the date you want it to happen — in as little as seven working days.

Current Account Switch Service
Current Account Switch Service guarantee logo

Why bank with Handelsbanken?

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    Relationship banking built around you

    Build a long‑term banking relationship with a dedicated account manager who takes the time to understand your needs and supports you over time — not just for individual transactions.
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    Local expertise and decision‑making

    Our branches manage customer relationships and make key decisions locally, helping us respond quickly and do what’s right for you.
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    Financial strength and stability

    Handelsbanken is recognised for its financial strength and prudent approach and has been named Europe’s Safest Bank by Global Finance, offering reassurance you’re banking with a stable, long‑term partner.
    Worlds Safest Banks 2025Opens in a new window
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    Access to specialist expertise

    You can draw on a wide range of specialist expertise, including personal banking, wealth management and corporate banking, with support tailored to your circumstances.

FAQs

  • Is there a fee for the Handelsbanken Business Current Account?

    As a Handelsbanken customer, you'll typically pay a £25 monthly fee for our bespoke banking service, which includes access to a dedicated relationship manager. In some circumstances, this fee may be waived depending on the products you hold with us.

  • Who is the Business Current Account suitable for?

    The Business Current Account is designed for businesses that want straightforward day‑to‑day banking alongside personal support from a dedicated relationship manager at their local branch.

  • Can I hold accounts in different currencies?

    Yes. You can hold business current accounts in a range of currencies and make payments in the UK and internationally.

  • How can I manage my account?

    You can manage your account using Corporate Online Banking and the Corporate Banking app, alongside support from your local branch.

  • Can my business apply for an overdraft?

    An overdraft facility may be available to help manage short‑term cash flow, subject to eligibility, status and approval.

  • Is my business’s money protected?

    Eligible deposits with Handelsbanken plc are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme, up to the applicable legal limit.

Independent service quality survey results

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Business current accounts

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.

Deposit protection arrangements

Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

FSCSÖppnas i nytt fönster
FSCS protected logo