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Putting our customers first

Handelsbanken is a local relationship bank, built on satisfied customers, financial strength and traditional values. We aim to provide a truly bespoke service, providing tailored solutions for personal and business customers. For more information, please do call us or email the team using either our office email or use one of our team members direct email addresses which are available below.  


St Andrews, The Belfry Business Park, Colonial Way
WD24 4WH  Watford
01923 225300
Opening hours
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00

Meet the team

Andrew Samarasinghe
Branch Manager
01923 225305
07854 339991
Craig Muckleston
Corporate Banking Manager
01923 225413
07483 033106
John West
Corporate Banking Manager
01923 225418
07436 790425
Karen Ballard
Individual Banking Manager
01923 225450
07483 033237
Chris Cone
Individual Banking Manager
01923 225426
07436 538394
Julie Franks
Account Manager Support
01923 225442
Paul Scrivener
Account Manager Support
01923 225310
Amelia Groves Fogden
Account Manager Support
01923 225300
Kersi Deboo
Wealth Management
07849 093281

What our customers say


"I started talking to Handelsbanken as it was not clear whether my current Bank still had an appetite for my business sector, property investment. Handelsbanken proved to be refreshingly different in their approach in that they not only took the time to view my investments, but also liaised with my Accountant to take on board the preferred way to structure a solution. Whilst the latter proved to be something not provided before, again, they made the effort to investigate all options and were able to apply a common sense approach and deliver what was asked of them. As a parting gift, my former lender hit me with a large penalty to try and stop me moving, but by then, I felt the Handelsbanken traditional approach to Banking was for me and paid what was required to facilitate the move. I haven't looked back since, I have a great relationship with all at the Watford office, they have continued to support my growth plans and I can now plan ahead with certainty. The Banking regulator also agreed my former banks 'break' costs were unreasonable and these were subsequently refunded."

FH Ltd/RMB, Corporate Banking customer

"Handelsbanken provide a personal service tailored to your requirements. Its philosophy of dealing with each client in this way differentiates them from almost every other retail bank experience. I have been delighted with the responsiveness, professionalism and willingness to be different that are the hallmarks of the Handelsbanken’s experience. I would recommend them to anyone looking to reconnect with their bank."

LC, Individual Banking customer