Is there a fee for the Handelsbanken Current Account?

As a Handelsbanken customer, you'll typically pay a £25 monthly fee for our bespoke banking service, which includes access to a dedicated relationship manager. In some circumstances, this fee may be waived depending on the products you hold with us.

Who is the Current Account suitable for?

The account is designed for customers who want everyday banking alongside personal service and a long‑term banking relationship.

How can I pay in or withdraw cash?

You can withdraw cash at ATMs across the UK or at Post Office branches. You can also deposit cash and cheques at Post Office branches.

What payments can I make from the account?

You can make everyday payments and transfers in the UK and internationally, including Direct Debits, standing orders and one‑off payments. Find out more about payments

Can I apply for an overdraft?

An optional overdraft facility may be available, subject to eligibility and approval. Find out more about overdrafts

Current Account

An easy and secure way to manage your money
Simple day-to-day banking
Accessible through a range of channels

Becoming a customer

Woman with hat and sunglasses sitting on the beach

Simple and efficient everyday banking

The Handelsbanken Current Account helps you stay in control of your everyday finances, combining easy access to your money, in ways that suit you.

What you can do with your account

Manage your money using online and mobile banking, alongside Debit and Charge Cards and cheques
Make payments and transfers in the UK and internationally, including regular bills and one‑off payments
Deposit and withdraw cash at Post Office branches across the UK, or withdraw cash from ATMs
Benefit from added flexibility, including an optional overdraft facility, subject to eligibility
Personal support of your dedicated relationship manager and local branch.

Manage your account

Cards Debit and Charge Cards for convenience and control

Learn more about our cards
Overdrafts Overdraft support to help manage short-term cash flow

Learn about overdrafts
Payments Payments in the UK and abroad

Learn about our payment services
Counter services Cash and cheque deposits and withdrawals

Learn about our counter services

Current Account Switch Service

Switching to Handelsbanken is simple and stress-free. You can choose the date you want the switch to happen - in as little as seven working days.

Current Account Switch Service

Ways to bank

Individual Online Banking

Manage your account securely online, with access to balances, payments, transfers and account information whenever you need it.

Learn about Individual Online Banking
Individual Banking app

Bank on the go with our mobile app, giving you everyday banking features and account information in one place.

Learn about the Individual Banking app
Telephone banking

Speak to a member of our team by phone for help with your account, payments and general day‑to‑day banking queries.

Learn about telephone banking

Why bank with Handelsbanken?

Relationship banking built around you

Build a long‑term banking relationship with a dedicated account manager who takes the time to understand your needs and supports you over time — not just for individual transactions.
Local expertise and decision‑making

Our branches manage customer relationships and make key decisions locally, helping us respond quickly and do what’s right for you.
Financial strength and stability

Handelsbanken is recognised for its financial strength and prudent approach and has been named the world's safest commercial bank by Global Finance, offering reassurance you’re banking with a stable, long‑term partner.

World's Safest Banks 2026Opens in a new window
Access to specialist expertise

You can draw on a wide range of specialist expertise, including personal banking, wealth management and corporate banking, with support tailored to your circumstances.

FAQs

Is there a fee for the Handelsbanken Current Account?

As a Handelsbanken customer, you'll typically pay a £25 monthly fee for our bespoke banking service, which includes access to a dedicated relationship manager. In some circumstances, this fee may be waived depending on the products you hold with us.
Who is the Current Account suitable for?

The account is designed for customers who want everyday banking alongside personal service and a long‑term banking relationship.
How can I pay in or withdraw cash?

You can withdraw cash at ATMs across the UK or at Post Office branches. You can also deposit cash and cheques at Post Office branches.
What payments can I make from the account?

You can make everyday payments and transfers in the UK and internationally, including Direct Debits, standing orders and one‑off payments.

Find out more about payments
Can I apply for an overdraft?

An optional overdraft facility may be available, subject to eligibility and approval.
Find out more about overdrafts
Is my money protected?

Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

Deposit protection arrangements

Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

FSCS