Current Account

  • An easy and secure way to manage your money
  • Simple day-to-day banking
  • Accessible through a range of channels
Becoming a customer

Simple and efficient everyday banking

The Handelsbanken Current Account helps you stay in control of your everyday finances, combining easy access to your money, in ways that suit you.

What you can do with your account

  • Manage your money using online and mobile banking, alongside Debit and Charge Cards and cheques
  • Make payments and transfers in the UK and internationally, including regular bills and one‑off payments
  • Deposit and withdraw cash at Post Office branches across the UK, or withdraw cash from ATMs
  • Benefit from added flexibility, including an optional overdraft facility, subject to eligibility
  • Personal support of your dedicated relationship manager and local branch.

Manage your account

Current Account Switch Service

Switching to Handelsbanken is simple and stress-free. You can choose the date you want the switch to happen - in as little as seven working days.

Current Account Switch Service
Current Account Switch Service guarantee logo

Ways to bank

Why bank with Handelsbanken?

  • -

    Relationship banking built around you

    Build a long‑term banking relationship with a dedicated account manager who takes the time to understand your needs and supports you over time — not just for individual transactions.
  • -

    Local expertise and decision‑making

    Our branches manage customer relationships and make key decisions locally, helping us respond quickly and do what’s right for you.
  • -

    Financial strength and stability

    Handelsbanken is recognised for its financial strength and prudent approach and has been named Europe’s Safest Bank by Global Finance, offering reassurance you’re banking with a stable, long‑term partner.
    Worlds Safest Banks 2025Opens in a new window
  • -

    Access to specialist expertise

    You can draw on a wide range of specialist expertise, including personal banking, wealth management and corporate banking, with support tailored to your circumstances.

FAQs

  • Is there a fee for the Handelsbanken Current Account?
    As a Handelsbanken customer, you'll typically pay a £25 monthly fee for our bespoke banking service, which includes access to a dedicated relationship manager. In some circumstances, this fee may be waived depending on the products you hold with us.
  • Who is the Current Account suitable for?
    The account is designed for customers who want everyday banking alongside personal service and a long‑term banking relationship.
  • How can I pay in or withdraw cash?
    You can withdraw cash at ATMs across the UK or at Post Office branches. You can also deposit cash and cheques at Post Office branches.
  • What payments can I make from the account?
    You can make everyday payments and transfers in the UK and internationally, including Direct Debits, standing orders and one‑off payments.

    Find out more about payments
  • Can I apply for an overdraft?

    An optional overdraft facility may be available, subject to eligibility and approval.

    Find out more about overdrafts
  • Is my money protected?
    Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

Deposit protection arrangements

Your eligible deposits with Handelsbanken plc are protected up to a total of £120,000 (or £120,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £120,000 limit are unlikely to be covered.

FSCSÖppnas i nytt fönster
FSCS protected logo