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Mortgages

A personal approach to secure stress-free funding
Becoming a customer
  1. Individual
  2. Mortgages

Flexible solutions for individual needs

Let your private banking manager help you to find the right mortgage. Your application is dealt with in branch where all the key decisions are made by someone who knows you. We're based in the local community and appoint surveyors, solicitors and legal advisors we know, to keep the process simple.

 - Handelsbanken.se

Along with more regular PAYE income, we can look at the bigger picture when assessing how you’ll repay your mortgage:

  • Multiple income streams
  • Directorships
  • Additional securities
  • Retained profits
  • Pensions

We can consider a wide range of properties, such as:

  • Grade I and II Listed
  • Holiday homes 
  • Large acreage
  • Unusual construction
  • Mixed use

Mortgage rates

Ikon procenttecken

We're able to offer a comprehensive range of mortgage solutions at competitive rates. As a relationship bank, we'll get to know your situation to provide the right product at the right rate for you.

For more information call our team on 0800 470 8000, who will put you in touch with your local branch. Alternatively, contact them directly via the link below.

Find my branch

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Becoming a customer

Find out more about becoming a Handelsbanken customer or call 0800 470 8000 to speak to our Customer Connect team.
Becoming a customer

Already a customer

To know more, please speak to your account manager at your local branch.

Find your branch

Are you a broker?

With over 40 years' experience working with intermediaries, your client is in safe hands.
Work with us

Financing your next move

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Residential mortgages and remortgages

Mortgage decisions made quickly, in branch for that new home or remortgage

Tudor houses on river

Offset mortgages

Link your savings to your mortgage. Find out more via the link below.

What is an offset mortgage?
- Handelsbanken.se

Buy-to-let

We can help everyone from first timers to portfolio landlords.

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Additional secured lending

Improving your home? Have your eye on something special? Our lending options could help.

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Self-build

Doing it yourself? A tailored approach to funding your dream build.

Grönt bolån -  handelsbanken.se

Rewarding sustainable choices

Up to £1,000 cash for energy efficient properties
Discounted rates for businesses adapting to climate change

How to help your family get on the property ladder

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Many first time buyers are able to make their monthly mortgage payments – it’s getting the mortgage offer in the first instance where they often need support from family members.

How to help your family get on the property ladder

Read more

Kollegor sitter i ett möte och pratar.
 
  • Property finance
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Important information

Please note that our lending facilities are only available to UK residents aged 18 or over and are subject to status. Written quotations and Terms and Conditions are available on request.

Handelsbanken is the trading name of Handelsbanken plc, which is incorporated in England and Wales with company number 11305395. Registered office: 3 Thomas More Square, London, E1W 1WY, UK. Handelsbanken plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 806852. Handelsbanken plc is a wholly-owned subsidiary of Svenska Handelsbanken AB (publ).

Your local branch

We have an extensive network of branches across the country to help with your banking decisions.

Find your local branch

Customer Connect

From the UK:    
0800 470 8000  
Outside the UK:     
+44 20 7578 8247

Contact us

Lost or stolen cards

If you lose your card or have it retained by a cash machine please report it immediately by calling your branch during office hours, or Customer Connect on 0800 470 8000 who are available 24/7.

Sustainability

Find out more about Handelsbanken's approach to sustainability.

Sustainability

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