Your account manager gets to know you so they can help you pursue your property dreams. Our unique approach allows us to look beyond tick boxes, to come up with a solution that's right for you. Building a long-term relationship with you helps us to look at the bigger picture when taking into account your affordability, which means we can be more flexible.
Mortgages and lending
Relationship banking is at the heart of what we do, so when it comes to that dream home, additional property or a remortgage, we can help where other lenders may not be able to
Swift decisions, local knowledge
All aspects of your application are dealt with in branch, by your account manager, so the decisions you need are made by someone you know. You’ll be kept up to date every step of the way and you can be confident that there’s an expert team on your side.
Because we’re based within the local community, we know the area and market. We appoint local conveyancers, valuers and legal advisors who we have long-term relationships with, making the process quick and simple.
The bigger picture
People are rarely typical or standard and neither is our approach. We focus on the long term with our customers, so we can consider more when it comes to affordability:
- Complex income streams
- Rental income
- Additional securities
Your home may be repossessed if you do not keep up repayments on your mortgage.
Solutions as individual as you are
Whatever your situation, whatever your need for lending, we can help.
Residential mortgage - when you’ve found a home you love, we’re there from application to moving-in day
Remortgage - quick, in-branch decision making will take the stress out of your application process
Buy-to-let – we can help first timers to portfolio landlords
Additional secured lending – Improving your home? Have your eye on something special? Our lending options could help
Self-build – doing it yourself? We can help make those plans a reality:
- Beneficial interest rate of one or two years
- Loan is drawn down in installments aligned to your build contract
- An initial installment may be possible to help you buy the land
- You'll be moved on to your residential mortgage once your project is finished
- Overall development mortgage agreement is provided against an independent valuation of your project’s end value
Whether it’s funding for a much-needed new family car, or that car of your dreams you’ve been promising yourself, speak to us.
If you’ve decided that it’s time to go electric, you might want to consider our Green Vehicle Finance. Choosing a zero emissions car is a real opportunity to effect change and with tailor-made finance for fully electric cars, we’ll get you on the road to sustainable motoring.
Please note that our lending facilities are only available to UK residents aged 18 or over and are subject to status. Written quotations and Terms and Conditions are available on request.
Handelsbanken is the trading name of Handelsbanken plc, which is incorporated in England and Wales with company number 11305395. Registered office: 3 Thomas More Square, London, E1W 1WY, UK. Handelsbanken plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 806852. Handelsbanken plc is a wholly-owned subsidiary of Svenska Handelsbanken AB (publ).