Once you’ve chosen your savings account, speak to your account manager. They can also advise you on the right savings products for your short and long term needs.
You may want your savings to form part of a long term financial strategy. Your account manager will be happy to have a wider conversation about your finances, listening to your needs, circumstances and goals, and bringing in other experts if required.
Ask us today if we could make your money could work harder. We may have a different savings product that’s even more suitable for you and your circumstances.
A flexible way to save. Easy access to your funds, and no minimum deposit or limit to the amount you can save.
Lock your money away for longer, but enjoy a higher, guaranteed interest rate. You can choose your term.
Save up to £20,000 without having to pay tax on your interest. Enjoy the flexibility to make one-off contributions or set up regular ones.
If you’re the child’s parent or legal guardian, ask us about putting something aside for their future. You must be an existing Handelsbanken customer.
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Account
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Minimum you need to open this account
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Maximum you can save
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When we pay interest
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Taking your money out
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Can be managed online?
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When you can pay money in
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Instant Access Account
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£0
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No limit
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Monthly
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Instant access, any time
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Yes
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Any time you like
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Cash ISA
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£10
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£20,000 for the current tax year
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Annually
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Instant access, any time
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Yes
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Any time you like
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10 Day Notice Deposit Account
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£5,000
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No limit
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Monthly / quarterly
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You need to give us 10 days’ notice
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Yes
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Any time you like
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35 Day Notice Deposit Account
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£5,000
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No limit
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Monthly / quarterly
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You need to give us 35 days’ notice
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Yes
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Any time you like
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Fixed Term Deposits
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£250,000
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No limit
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When your agreed term matures
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You agree your term with us at account opening. No early withdrawals permitted
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No, but you can view your balance
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No further payments allowed after opening
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Child savings account
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£0
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No limit
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N/a
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Instant access, any time
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Yes
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Any time you like
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Handelsbanken Wealth & Asset Management offers global multi asset funds that you can invest in within a Stocks and Shares ISA / JISA. For further information, please log in to Individual Online Banking Opens in a new window and select 'Wealth and Investing'. You can also have a look at the Handelsbanken Wealth and Asset Management website Opens in a new window.