Insights articles

Explore our thinking on the subjects that matter to you

Explore insights that matter

Browse our articles and blogs for insights into property and the UK economy, to help you stay informed and prepared for the future.

Renters' Rights Act 2025: Strategic implications for property investors and landlords

17 November 2025

The Renters’ Rights Bill is now the Renters’ Rights Act. Following months of debate in the UK Parliament, which provisions made it onto the statute book?

Students moving-in smiling look at a phone

Buying a university property for your child

29 October 2025

If your child is leaving home for university, you may be thinking about buying a property for them. A big commitment, it’s also an opportunity to provide security for your child and build long-term wealth.

Blog: UK housing affordability — What the numbers really mean

14 October 2025

Homes are more affordable in terms of income multiples than they have been since 2022. But as our UK Chief Economist James Sproule points out, that doesn’t mean they are affordable.

Blog: Chatbots challenge - the cost of AI customer service

10 October 2025

What do you think of chatbots? Do you get annoyed when you need a problem solving but you can’t get to speak to a real person to help?

What is an offset mortgage - and could it work for me?

8 October 2025

If you have significant savings, offsetting could help you to pay less for your mortgage. Find out more.

Blog: How inflation is affecting UK interest rates in 2025

24 September 2025

In the past year, the Bank of England has been cutting rates as inflation doubled - the opposite of what it would usually do. Our UK Economist Daniel Mahoney explains why.

How to start property investing: is creating a limited company for you?

4 July 2025

If you’re interested in long-term investments, there are a number of implications. Read our guide to find out the pros and cons.

Apartments with plants growing on balcony

Blog: Tenants are leading the green property revolution in 2025

27 June 2025

A surprising force is driving demand for sustainable property: tenants. Landlords and investors need to be on the front foot to reap the benefits, read why.

What you need to know before buying a unique home

4 June 2025

If your dream home is as unique as you are, the financial reality might be trickier than you expect. Read our helpful guide.

Blog: Trump tariffs take on the world

16 April 2025

After promising tariffs in his presidential campaign, markets were waiting anxiously for President Trump to unveil the details. As our Head of Forecasting, Johan Löf explains, there were certainly surprises.

Shop fronts lit up on quiet English street

Blog: What is the outlook for UK commercial property in 2025?

14 March 2025

Commercial property market has been challenging lately, but there’s evidence that’s changing. UK Chief Economist James Sproule examines what’s happening in the commercial property market.

What you need to know about changes to EPCs

18 February 2025

Read our guide on what you need to know about Energy Performance Certificates (EPCs) and energy efficiency rules.

Blog: Renters' Rights Bill

5 February 2025

What’s been called the biggest shake-up to the private rental sector in 30 years is speeding through the UK Parliament. Corporate Communications Manager Jamie Douglass looks at what the bill means for landlords and tenants.

Blog: A brief history of inflation

14 January 2025

How bad was 2024’s inflation spike compared to previous episodes – and is inflation the same level for everyone? Handelsbanken UK Economist Daniel Mahoney takes a closer look.

Blog: COP29: What a far-off climate summit means for landlords

6 January 2025

Baku may not match the milestone summits of Paris or Kyoto, but its impact could be felt in accelerated action back in the UK. Our Head of Sustainability Richard Winder explains why.

Blog: Will UK house prices go up in 2025?

20 December 2024

Mortgage approvals are at the pre-pandemic average, but will that demand lead to an increase in house prices? Our UK Chief Economist gives his analysis.

Budget 2024 at a glance

8 November 2024

We explain some of the most important announcements from Chancellor Rachel Reeves’ first budget.

Why ISAs make sense again

18 September 2024

Thanks to higher interest rates, the tax-free savings accounts are once more an attractive prospect for savers.

Flood-proofing your property: what you need to know

3 August 2024

As our weather becomes more extreme and unpredictable, what should owners consider to protect their property from flood risk?

How to help your family get on the property ladder

1 August 2024

How can you help a family member buy their first home? Our short guide explains.

Modern, sustainable property with solar panels

Ready to retrofit?

23 April 2024

Improving a property’s efficiency can be a major investment, but with long-term benefits. Find out how.