Personal finance

Learn how interest rates work in the UK, who sets them and how they affect mortgages, savings, borrowing, inflation and financial planning.

Learn how ISAs can help you save and invest tax-efficiently, and understand the different options available to you.

Learn about HMRC's Making Tax Digital for Income Tax initiative, including who is affected, key deadlines and reporting requirements.

If you have significant savings, offsetting could help you to pay less for your mortgage. Find out more.

Thanks to higher interest rates, the tax-free savings accounts are once more an attractive prospect for savers.