Property and mortgages

Learn how interest rates work in the UK, who sets them and how they affect mortgages, savings, borrowing, inflation and financial planning.

Explore the main types of mortgages, from fixed-rate to tracker loans. Compare options, understand the pros and cons and find the right home loan for you.

Explore tax rules, costs and benefits of purchasing a buy-to-let property through a limited company.

The interest rate cutting cycle has slowed and the UK economy is sickly. What does that mean for the UK housing market?

The Renters’ Rights Bill is now the Renters’ Rights Act. Following months of debate in the UK Parliament, which provisions made it onto the statute book?

If your child is leaving home for university, you may be thinking about buying a property for them. A big commitment, it’s also an opportunity to provide security for your child and build long-term wealth.

Homes are more affordable in terms of income multiples than they have been since 2022. But as our UK Chief Economist James Sproule points out, that doesn’t mean they are affordable.

If you have significant savings, offsetting could help you to pay less for your mortgage. Find out more.