Apple Pay for easy and secure payments

You can make fast and secure payments with your Handelsbanken Mastercard Debit and Charge Cards using Apple Pay. Use Apple Pay across all your devices, in store where contactless payments are accepted, online and in apps, wherever you see:

Why use Apple Pay?


Your Apple device can be your Handelsbanken card. You can add your card in seconds to start making payments without the £100 contactless limit.


In store and online  payments are quicker than ever. Tap your device in store or choose Apple Pay at the checkout to use Face ID, Touch ID or your passcode to pay.


There's no need to share your card number with retailers, so you know it'll stay safe and secure.

Designed so only you can pay

Apple Pay uses the security features built into your Apple device to help keep your purchases private and secure. All your transactions need Face ID, Touch ID or your passcode, so only you can make purchases. Your actual card number is never stored on your device or Apple servers, and is never shared by Apple with retailers, offering an additional level of protection against fraud.

Adding your card 

Getting started with Apple Pay is easy across all your devices, you’ll just need to make sure your software is up to date. You can check this in ‘Settings’ on your device.

Individual Banking app – this is the quickest way to set up Apple Pay 

  • Go to the ‘Cards’ screen and select the card you’d like to use for Apple Pay
  • Click ‘Add to Apple Wallet’
  • Follow the on-screen instructions

On your iPhone 

  • Open the Apple Wallet app 
  • Tap the ‘+’ symbol at the top 
  • Follow the on-screen instructions

On your Apple Watch 

  • Open the Apple Watch app on your iPhone
  • Tap ‘Wallet & Apple Pay’
  • Choose ‘Add card’
  • Follow the on-screen instructions

Don’t have the Individual Banking app yet? Find out more by clicking the link below:

Making payments

You can use Apple Pay where you see the contactless symbol:
Or the Apple Pay logo:

In store with your iPhone

  • If your iPhone has Face ID, double click the side button or if your iPhone has Touch ID, double click the Home button
  • Confirm your identity with Face ID, Touch ID or your passcode
  • Hold your iPhone near the card reader to pay
  • ‘Done’ and a tick symbol will be displayed to confirm you’ve paid 

In store with your Apple Watch

  • Double click the side button on your Apple Watch
  • Hold your Apple Watch near the card reader to pay
  • ‘Done’ and a tick symbol will be displayed to confirm you’ve paid 

Online and in apps

  • Tap the Apple Pay option at the checkout if you see it
  • Confirm your billing and shipping details if you’re asked 
  • Complete your purchase with Face ID, Touch ID or your passcode
  • ‘Done’ and a tick symbol will be displayed to confirm you’ve paid 

Turn on Express Mode for transport

When you’re on the move, turn on Express Mode to use Apple Pay on Transport for London, and other participating travel providers, without needing Face ID, Touch ID or passcode. Simply tap your iPhone or Apple Watch at the barriers – even when your phone’s locked – to start or end your journey.

Further information

If you need any further support please speak to your branch or contact Customer Support on 0800 470 8000.

View Handelsbanken Apple Pay terms and conditions below:

Apple, Apple logo, Apple Pay, Face ID, Touch ID, Apple Wallet, iPhone, Apple Watch, iPad, Mac, Find My are trademarks of Apple Inc., registered in the U.S. and other countries.