Important information

The terms and conditions under which we do business with you can be downloaded from the following page.

Terms and conditions

Please contact your account manager if you have any questions.

Who we are

Privacy Notice

The UK left the European Union (EU) on 31st January 2020. Until 31st December 2020 the UK is in a transition period and the arrangements in respect of trade and business between the EU and the UK continue to apply. To find out more, please use the link below.

Brexit and Handelsbanken plc

From 1 July 2021 we are making changes to the countries we allow payments to be made and received from. Please click on the link below for more information:

Restricted countries

Please use the links below for cut-off times and currency information for Individual and Corporate Banking customers:

Individual Banking - Payment cut-off times

Corporate Banking - Payment cut-off times

Make and receive payments when you like. Please click on the link below to find out more about Faster Payments:

Faster Payments

Get ready for the introduction of ISO 20022 the new global standard for payments messaging.

ISO 20022

View current and historic interest rates across our key markets. Please note, we do not publish a list of our product rates; instead our branches work with each customer to provide a range of services and solutions to suit their individual circumstances.

Interest rates

Here at Handelsbanken although we provide branch support, we don’t have a traditional counter service, so use sort codes from our partner banks. Click on the link below for more information and how to find your sort code.

Sort codes

Handelsbanken's Fee Information Document (FID) details the standard charges for a range of common banking transactions and services.

Fee Information Document (pdf)

The following policy only applies to current accounts for Individual Banking customers.

Your account tariff will be agreed with your account manager.

If you use your Handelsbanken current account to make payments when:

• You do not have enough money in your account and have not agreed a formal overdraft limit with us; or
• The payment takes you over your arranged overdraft limit;

You may have to pay charges/interest as a result. If you do not have an agreed overdraft or you exceed your arranged overdraft limit then we will only charge you unarranged overdraft debit interest. We will give you at least 14 days notice before deducting debit interest or charges from your account.

Customers can request a copy of their transaction history upon account closure and for a period of five years following closure. Should you wish to receive this information please speak to your contact within the branch.

To find out more please click on the link below:

Your rights when making payments in Europe (pdf)

Please click on the below link to find out more information about the EU Payment Services Directive.

The Second Payment Services Directive (PSD2)Opens in a new window

Handelsbanken plc is a fully authorised and regulated bank in the UK, which means that we hold all funds deposited with us as a 'banker', rather than as a trustee or someone managing an investment. This means that we can hold funds on behalf of our corporate customers (who have permission to hold their clients’ money). If you have any questions about the applicability of the FCA’s Client Asset (CASS) rules, please contact our head of regulatory compliance at uk.compliance@handelsbanken.co.uk

Handelsbanken is the trading name of Handelsbanken plc, which is incorporated in England and Wales with company number 11305395. Our registered office is 3 Thomas More Square, London, E1W 1WY, UK. Our VAT Registration Number is GB524 9824 25.

Handelsbanken plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 806852.

Handelsbanken plc is a wholly-owned subsidiary of Svenska Handelsbanken AB (publ).Please contact us if you would like further information on any specific regulatory requirements to which we are subject. You can also search Handelsbanken plc on the Financial Services Register at www.fca.org.uk/registerOpens in a new window to find out more about our regulatory permissions.

Handelsbanken's prudent, low-risk banking approach, long-term focus and solid capital position have resulted in consistently strong, stable credit ratings. Please click hereOpens in a new window for Handelsbanken AB (publ)'s credit ratings.

Handelsbanken plc's rating
(Long term)

Standard & Poor's: AA-

Fitch: AA

As of 19th April 2021.

Reporting malpractice and whistleblowing

Handelsbanken has a zero tolerance of malpractice and it is our policy to conduct all our business in an honest and ethical manner. If you've witnessed something that you believe is wrong, or have concerns about misconduct or unethical behaviour in connection with a Handelsbanken employee, please contact us. Any issue raised will be treated in strict confidence.

Contact details

whistleblowing@handelsbanken.co.uk

If you prefer to send a letter please address it to:

Handelsbanken Compliance
3 Thomas More Square
London
E1W 1WY

The UK Modern Slavery Act 2015 requires that certain organisations annually state the actions that they have taken to ensure that modern slavery and human trafficking do not occur in their supply chains or in their operations.

Modern Slavery Act Statement

Protecting your money

Eligible deposits with Handelsbanken plc are protected up to £85,000 by the UK Financial Services Compensation Scheme. For further information visit www.fscs.org.ukOpens in a new window.

To view the FSCS leaflet, please click here (pdf)

Find out more about Handelsbanken and Open Banking, including our Developer Portal where information on Handelsbanken APIs can be found (please note, the link below will take you to our Group website).

Open BankingOpens in a new window