Interest rates - GBP

Pound sterling

Current interest rates

Current interest rates

  • Rate:
    Handelsbanken Base Rate
    %:
    4.25
    Last changed:

    09 January 2026

  • Rate:
    Bank of England Base Rate
    %:
    3.75
    Last changed:
    18 December 2025
  • Rate:
    Handelsbanken Standard Variable*
    %:
    6.74
    Last changed:
    09 January 2026
  • Rate:
    Cash ISA (p.a. tax-free** AER***)
    %:
    3.25
    Last changed:
    29 August 2025
*For residential mortgages
**Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
***AER: Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each tax year.

Previous interest rates

Handelsbanken Base Rate

  • Date:
    29 August 2025
    Rate:
    4.50%
  • Date:
    30 May 2025
    Rate:
    4.75%
  • Date:
    28 February 2025
    Rate:
    5.00%
  • Date:
    29 November 2024
    Rate:
    5.25%
  • Date:
    23 August 2024
    Rate:
    5.50%
  • Date:
    25 August 2023
    Rate:
    5.75%
  • Date:
    14 July 2023
    Rate:
    5.50%
  • Date:
    02 June 2023
    Rate:
    5.00%
  • Date:
    14 April 2023
    Rate:
    4.75%
  • Date:
    24 February 2023
    Rate:
    4.50%
  • Date:
    02 December 2022
    Rate:
    3.50%
  • Date:
    22 October 2022
    Rate:
    2.75%
  • Date:
    26 August 2022
    Rate:
    2.25%
  • Date:
    27 May 2022
    Rate:
    1.50%
  • Date:
    26 June 2020
    Rate:
    1.00%
  • Date:
    02 September 2016
    Rate:
    1.25%
  • Date:
    08 October 2012
    Rate:
    1.50%
  • Date:
    24 November 2011
    Rate:
    1.75%
  • Date:
    08 January 2009
    Rate:
    1.50%

Bank of England Base Rate

  • Date:
    18 December 2025
    Rate:
    3.75%
  • Date:
    07 August 2025
    Rate:
    4.00%
  • Date:
    08 May 2025
    Rate:
    4.25%
  • Date:
    06 February 2025
    Rate:
    4.50%
  • Date:
    07 November 2024
    Rate:
    4.75%
  • Date:
    01 August 2024
    Rate:
    5.00%
  • Date:
    03 August 2023
    Rate:
    5.25%
  • Date:
    22 June 2023
    Rate:
    5.00%
  • Date:
    11 May 2023
    Rate:
    4.50%
  • Date:
    23 March 2023
    Rate:
    4.25%
  • Date:
    02 February 2023
    Rate:
    4.00%
  • Date:
    15 December 2022
    Rate:
    3.50%
  • Date:
    03 November 2022
    Rate:
    2.25%
  • Date:
    22 September 2022
    Rate:
    2.25%
  • Date:
    04 August 2022
    Rate:
    1.75%
  • Date:
    16 June 2022
    Rate:
    1.25%
  • Date:
    05 May 2022
    Rate:
    1.00%
  • Date:
    17 March 2022
    Rate:
    0.75%
  • Date:
    03 February 2022
    Rate:
    0.50%
  • Date:
    16 December 2021
    Rate:
    0.25%
  • Date:
    19 March 2020
    Rate:
    0.10%
  • Date:
    11 March 2020
    Rate:
    0.25%
  • Date:
    02 August 2018
    Rate:
    0.75%
  • Date:
    02 November 2017
    Rate:
    0.50%
  • Date:
    04 August 2016
    Rate:
    0.25%
  • Date:
    05 March 2009
    Rate:
    0.50%
  • Date:
    05 February 2009
    Rate:
    1.00%
  • Date:
    08 January 2009
    Rate:
    1.50%

Handelsbanken Standard Variable Rate

  • Date:
    29 August 2025
    Rate:
    6.99%
  • Date:
    30 May 2025
    Rate:
    7.24%
  • Date:
    28 February 2025
    Rate:
    7.49%
  • Date:
    29 November 2024
    Rate:
    7.74%
  • Date:
    11 October 2024
    Rate:
    7.99%
  • Date:
    23 August 2024
    Rate:
    8.50%
  • Date:
    25 August 2023
    Rate:
    8.75%
  • Date:
    14 July 2023
    Rate:
    8.50%
  • Date:
    02 June 2023
    Rate:
    8.00%
  • Date:
    14 April 2023
    Rate:
    7.75%
  • Date:
    24 February 2023
    Rate:
    7.50%
  • Date:
    2 December 2022
    Rate:
    6.50%
  • Date:
    22 October 2022
    Rate:
    5.75%
  • Date:
    26 August 2022
    Rate:
    5.25%
  • Date:
    27 May 2022
    Rate:
    4.50%
  • Date:
    26 June 2020
    Rate:
    4.00%
  • Date:
    02 September 2016
    Rate:
    4.25%
  • Date:
    08 October 2012
    Rate:
    4.50%
  • Date:
    24 November 2011
    Rate:
    4.75%
  • Date:
    08 January 2009
    Rate:
    4.50%