Asset finance and Green Vehicle Finance

Tailor-made funding for the acquisition of a wide range of assets
Cashflow management is essential in any business, which is why we’re able to offer tailored solutions to fund all kinds of business assets, from IT equipment to fully electric vehicles.

Finance for zero emissions vehicles

We’re well placed, through the finance solutions we offer, to make a real difference to sustainable development and the transition to a net zero economy. We want to help our customers and their businesses do the same.

Choosing a vehicle with zero exhaust emissions, presents a real opportunity to effect change. With tailor-made finance for fully electric vehicles, we can help you fund a more sustainable approach to motoring. 

Ready to go electric? Speak to your account manager at your branch.

We’re committed to achieving net zero emissions as soon as possible, and by no later than 2040 across our lending, investments and business operations.

Hire purchase

Fund your assets cost effectively

We can provide your business with a flexible and cost-effective way to fund assets without utilising valuable cash reserves. 

Hire purchase (sometimes known as lease purchase) is a simple, structured repayment facility, where you have the option to own the asset at the end of the agreement. Payments are spread over the agreement and can be tailored to your business’s specific needs and cashflow.

You can use hire purchase to fund a wide range of assets, from machinery to information technology equipment. Capital allowances can be claimed.

All asset finance documentation is handled by your branch resulting in clear communication and seamless transactions.

Benefits of hire purchase

  • Gives you the flexibility of a cash buyer
  • Choose between fixed or variable rate options
  • Spread the capital cost of the asset over a predetermined period, tailored to meet the economic use and life of the asset
  • Benefit from flexible payment structures, which can be matched to your own cashflow and budget planning. These include: seasonal payment structures; VAT deferment; balloon payments (certain assets only)

Become a customer

Find out more about becoming a Handelsbanken customer or call 0800 470 8000 to speak to our Customer Connect team.

Already a customer

To know more, please speak to your account manager at your local branch.