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Asset finance

Tailor-made funding for the acquisition and rental of a wide range of assets

Cashflow management is essential in any business, which is why at Handelsbanken we are able to offer a tailored solution to fund business assets.

Hire purchase

Fund your assets cost effectively

We can provide your business with a flexible and cost-effective way to fund assets without utilising valuable cash reserves. 

Hire purchase (sometimes known as lease purchase) is a simple, structured repayment facility, where you have the option to own the asset at the end of the agreement. Payments are spread over the agreement and can be tailored to your business’s specific needs and cashflow.

You can use hire purchase to fund a wide range of assets, from machinery to information technology equipment. Capital allowances can be claimed.

All asset finance documentation is handled by your branch resulting in clear communication and seamless transactions.


Benefits of hire purchase

  • Gives you the flexibility of a cash buyer
  • Choose between fixed or variable rate options
  • Spread the capital cost of the asset over a predetermined period, tailored to meet the economic use and life of the asset
  • Benefit from flexible payment structures, which can be matched to your own cashflow and budget planning. These include: seasonal payment structures; VAT deferment; balloon payments (certain assets only)

Become a customer

Find out more about becoming a Handelsbanken customer or call 0800 470 8000 to speak to our Customer Support team.
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Already a customer

To know more, please speak to your account manager at your local branch.

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