Corporate loans

Designed to meet the specific requirements of your business
Businessman drinking espresso

When you choose Handelsbanken as your banking partner, you can benefit from the personal attention of a dedicated account manager, who will take the time to understand your business and work with you to achieve your goals and ambitions.

We use local knowledge, and experience gained in the UK over 40 years, to help you find the optimal solutions for your business.

We have a range of loan products which may be appropriate to assist with capital investment, refinance of existing debt, business development or improving cashflow.

We will tailor the loan to your requirement – the structure and rate/fees will be based on specific circumstances and the nature of the security offered. 

At a glance

Eligible borrower

  • UK residents (ie sole traders and partnerships where all the partners are resident in the UK)
  • Companies/LLPs incorporated and registered in the UK
  • Overseas companies registered in the UK which have a UK branch or establishment ("UK establishment company") where both the overseas company and the UK establishment company are registered at Companies House (with an FC and BR code respectively) and the account is for the business of the UK establishment company
  • No minimum or maximum loan amount
  • Option to select a variable (1) or possibly a fixed (2) rate with monthly or quarterly repayments (see below for more information)
  • As we are a relationship Bank - the loan must be serviced from a Handelsbanken account in name of the borrower
  • The loan can be repaid early in full or in part -  subject to the terms and conditions of the loan

Becoming a customer

Find out more about becoming a Handelsbanken customer or call 0800 470 8000 to speak to our Customer Connect team.

Already a customer

To know more, please speak to your account manager at your local branch.

(1) Variable rate – you pay an agreed interest rate margin, which is added to reference rates such as the Bank of England Base Rate. This allows you to benefit if interest rates fall, but could leave you exposed to increased repayments if rates rise.

(2) Fixed rate – you have a fixed payment amount so you can be sure of the amount of your repayments for the fixed term. If the loan is repaid early, a prepayment fee will be payable and if you prepay the loan within a fixed rate period, you will also have to pay a fixed rate break fee.

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