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  2. /
  3. Savings
  4. /
  5. Cash ISA

Cash ISA

Enjoy tax-free savings of up to £20,000 for the tax year 2019/20
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  • Minimum deposit of £10.
  • No minimum withdrawal.
  • Flexibility to make one-off deposits or to set up regular contributions.
  • Variable interest rate - current interest rate: 1.1% p.a. tax-free* AER**.

Managing your account

  • You can access your funds and manage your account with ease through the branch, by telephone, by using our Individual Online Banking service or Mobile Banking App.
  • Transfer existing cash or Stocks and Shares ISAs into your Handelsbanken Cash ISA account – speak to your account manager for more details.
  • You can contact the customer support team outside of branch opening hours for assistance on a range of banking matters. 

Which savings account is right for you?

Choose our Cash ISA if you are able to take advantage of tax-efficient savings and can invest up to £20,000 per year. If you want a fund for everyday expenses, or unexpected emergencies then take a look at our Instant Access Account.

If you would like your money to earn higher interest and don’t need instant access, chose our 10 or 35 day Notice Deposit Accounts.


More ways to grow your money

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Access the investment expertise of Handelsbanken Wealth Management specialists and their range of global multi asset investment funds through a Stocks and Shares ISA.

Become a customer

Find your branch to speak to one of our experienced bank managers or call 0800 470 8000.
Become a customer

Already a customer

To know more, please speak to your account manager at your local branch.

Find your branch

Deposit protection arrangements

FSCS protected
Your eligible deposits with Handelsbanken plc are protected up to a total of £85,000 (or £85,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £85,000 limit are unlikely to be covered.
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FSCS leaflet (pdf 1.1 MB)

Manage your savings online

You can manage your savings with ease and convenience with our Individual Online Banking service.

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Important information


The annual investment limits and tax rules are set by the government and are subject to review. Tax treatment depends on the circumstances of each customer and may be subject to change in the future.

You are restricted in the amount you can invest in ISAs. Opening a Cash ISA with Handelsbanken may limit the amount you can invest in a Stocks and Shares ISA.

Our variable rate can increase or decrease. For material interest rate changes that are not to your advantage, we will notify you in advance in line with your Cash ISA Terms and Conditions.

*Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
**AER: Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each tax year.