1. Individual
  2. /
  3. Savings
  4. /
  5. Instant Access Account

Instant Access Account

Easy access to your savings.
-

  • No upper limit to the amount you can deposit.
  • No minimum deposit.
  • Access your money instantly, with no minimum withdrawal.
  • Make contributions by lump sum or standing order.

Managing your account

  • You can access your funds and manage your account with ease through the branch, by telephone, our Individual Online Banking service or Mobile Banking App
  • You can open different Instant Access Accounts for specific goals.
  • You can contact the customer support team outside of branch opening hours for assistance on a range of banking matters.

Which savings account is right for you?

Choose the Instant Access Account if you want a fund for everyday expenses, or unexpected emergencies, while earning interest.

If you would like your money to earn higher interest and don’t need instant access, our 10 or 35 day Notice Deposit Accounts may be more appropriate.

If you are able to take advantage of tax-efficient savings and can invest up to £20,000 per year, take a look at our Cash ISA.


More ways to grow your money

-
Access the investment expertise of Handelsbanken Wealth Management specialists and their range of global multi asset investment funds through a Stocks and Shares ISA.

Become a customer

Find your branch to speak to one of our experienced bank managers or call 0800 470 8000.
Become a customer

Already a customer

To know more, please speak to your account manager at your local branch.

Find your branch

Deposit protection arrangements

FSCS protected
Your eligible deposits with Handelsbanken plc are protected up to a total of £85,000 (or £85,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any total deposits above the £85,000 limit are unlikely to be covered.
FSCSOpens in a new window
FSCS leaflet (pdf 1.1 MB)

Manage your savings online

You can manage your savings with ease and convenience with our Individual Online Banking service.

Individual Online BankingOpens in a new window